Product highlights

70% LTV on BTL-HMO 7 - 20 units

Up to 70% LTV on large HMOs/MUFBs with 7 – 20 bedrooms/units

75% LTV on BTL-HMO 6 units or fewer

Up to 75% LTV on buy to let and small HMOs/MUFBs with six bedrooms/units or fewer

Max loan size £1.5m

Max loan size £1.5m (larger loans considered by referral)

Experience with complex cases

Experience with complex proposals and ownership structures

Criteria overview

BTL  Age criteria


18 – 85 years old. Maximum age is applicable to the end of term

Btl product available locations


Available in England and Wales

Buy to let LTVs


75% on 6 rooms or less, 70% on 7-20 rooms

Credit status to meet our btl criteria

Credit Status

No CCJs or Defaults in last 36 months, no missed loan payments in last 12 months


The products and/or services featured above are not regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

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This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.