Buy to let and HMO loans

With experience in high-value cases and complex ownership structures, we can help you with more than just standard buy to lets.

We could also support large portfolio cases where properties are on either a single freehold or in multiple locations.

Please speak to your specialist finance account manager for more information.

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Product highlights

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Up to 70% LTV on large HMOs/MUFBs with 7 – 20 bedrooms/units

Up to 75% LTV on buy to let and small HMOs/MUFBs with six bedrooms/units or fewer

Max loan size £1.5m (larger loans considered by referral)

Experience with complex proposals and ownership structures

Buy to let and HMO - 7–20 bedrooms/units

If you have a HMO/MUFB case of up to 20 bedrooms/units, our in-house teams, including real estate, underwriting and completions, could provide the solution you need. Let us support your larger or high-value buy to let cases.

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Buy to let and HMO - 6 rooms/units or fewer

Our flexible criteria can support both converted and purpose-built HMOs/MUFBs of up to six bedrooms/units. See how our flexible approach to underwriting could help your landlord clients.

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