| LTV | Mortgage type | Term | Initial rate | Product fee | Product code | |
|---|---|---|---|---|---|---|
| 70% | Fixed | 2 Years | 4.24% | 2% | N/A | |
The loanRepayment terms available? Yes Interest-only terms available? Yes Porting available? No Standard variable rate Not available Minimum loan £100,000 Maximum loan £1.5m (larger loans considered by referral) Term 2-30 years Early repayment charges Fixed: 4% year one, 3% for remaining fixed period, then 1% for the life of the loan 10% of the balance can be repaid in any 12 month period, without notice and without incurring ERC The applicant(s)CCJs None in last 36 months Defaults None in last 36 months Secured arrears None in last 12 months Unsecured arrears Not applicable First-time landlords accepted? Yes Professional landlords accepted? Yes Maximum no. of applicants 4 Ages 18-85 (end of term) The fees and chargesProduct fee 2% arrangement fee, payable on completion, can be added to the loan and is non-refundable Application fee £145 administration fee is payable when the valuation is instructed, and is non-refundable |
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| 70% | Fixed | 5 Years | 4.44% | 2% | N/A | |
The loanRepayment terms available? Yes Interest-only terms available? Yes Porting available? No Standard variable rate Not available Minimum loan £100,000 Maximum loan £1.5m (larger loans considered by referral) Term 2-30 years Early repayment charges Fixed: 4% year one, 3% for remaining fixed period, then 1% for the life of the loan 10% of the balance can be repaid in any 12 month period, without notice and without incurring ERC The applicant(s)CCJs None in last 36 months Defaults None in last 36 months Secured arrears None in last 12 months Unsecured arrears Not applicable First-time landlords accepted? Yes Professional landlords accepted? Yes Maximum no. of applicants 4 Ages 18-85 (end of term) The fees and chargesProduct fee 2% arrangement fee, payable on completion, can be added to the loan and is non-refundable Application fee £145 administration fee is payable when the valuation is instructed, and is non-refundable |
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Product highlights
Up to 70% LTV on large HMOs/MUFBs with 7 – 20 bedrooms/units
Max loan size £1.5m (larger loans considered by referral)
Single facility available for large portfolios
Two and five-year fixed terms available
Agreement
All of our products are subject to availability and may be withdrawn at any time.
At the end of any initial deal, the Interest rate will revert to the standard variable rate. The standard variable rate can vary in line with the general level of Interest rates and economic conditions.
Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015. Buy to let loans are not regulated mortgages.
