Semi-commercial mortgages

We’re now able to offer AIPs on semi-commercial applications

With physical valuations now re-introduced, we can underwrite your semi-commercial cases to valuation instructed stage and work closely with you to ensure that we can proceed quickly when we’re in a position to do so.

A range of semi-commercial products are available up to 60% LTV for properties with a value of up to £1m.

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Product LTV Rate Fee
Two-year fixed 60% 4.85% 1.5% (1.25% existing borrowers)
Five-year fixed 60% 4.95% 1.5% (1.25% existing borrowers)

Please note both Tier 1 and Tier 2 products are the same rate.

0.25% existing borrower fee reduction, clear six-month InterBay payment history required

Three month LIBOR is currently 0.75%, which is the minimum rate

What do you need to do next?

Please note that currently we can go to valuation instructed stage but we’re unable to progress to valuation. We can consider new cases, but unfortunately aren’t in a position to proceed to offer until physical inspections are permitted.

We’ll be in touch with you as soon as your case is able to progress. Due to the current situation, it may take us longer than usual to get back to you, so please bear with us during this time.