Semi-commercial mortgages

We’re now able to offer AIPs on semi-commercial applications

With physical valuations now re-introduced, we can underwrite your semi-commercial cases to valuation instructed stage and work closely with you to ensure that we can proceed quickly when we’re in a position to do so.

A range of semi-commercial products are available up to 60% LTV for properties with a value of up to £1m.

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Product LTV Rate Fee
Two-year fixed 60% 4.85% 1.5% (1.25% existing borrowers)
Five-year fixed 60% 4.95% 1.5% (1.25% existing borrowers)

Please note both Tier 1 and Tier 2 products are the same rate.

0.25% existing borrower fee reduction, clear six-month InterBay payment history required

The Bank of England Base Rate is currently 0.10% and is subject to a minimum floor of 0.75%

What do you need to do next?

We’re now able to accept semi-commercial applications.

With physical valuations now re-introduced, we can now underwrite your semi-commercial cases fully before instructing the valuation working closely with you throughout.

A range of semi-commercial products are available up to 60% LTV for properties with a value of up to £1m.