Product highlights

Up to 75% LTV

Up to 75% LTV

Loans from £50k

Loans from £50k

For property values over £3m, refer to your Sales team

For property values over £3m, refer to your Sales team

Fee reduction for existing borrowers

Fee reduction for existing borrowers

Current processing times

Last updated 17-05-2022

AIP review

4 working days

Valuation review

3 working days

Formal offer underwrite

3 working days

Additional correspondence and documents

10 working days

Criteria overview

Semi-commercial product Age criteria


18 – 85 years old. Maximum age is applicable to the end of term

Semi-commercial product available locations


Available in England and Wales

Semi-commercial product applicants eligibility

Eligible Applicants

Individuals, limited companies, LLPs, partnerships, trusts and pension schemes

Credit status to meet our Semi-commercial criteria

Credit Status

No CCJs or Defaults in last 36 months, no missed loan payments in last 12 months



The products and/or services featured above are not regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

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This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.