| LTV | Mortgage type | Term | Initial rate | Product fee | Product code | |
|---|---|---|---|---|---|---|
| 60% | Fixed | 2 Years | 4.85% | 1.5% (1.25% existing borrower) | SECC2YF0001C19 | |
The loanRepayment terms available? Yes Interest-only terms available? Yes Porting available? No Standard variable rate Not available Minimum loan £150,000 Maximum loan £600,000 Term 2-30 years Early repayment charges Variable: 3% years one to five, then 1% for the life of the loan The applicant(s)CCJs None in last 36 months Defaults None in last 36 months Secured arrears None in last 12 months Unsecured arrears Worst status; 1 in last 12 months, 2 in last 3 years First-time landlords accepted? N/A Professional landlords accepted? N/A Maximum no. of applicants 4 Ages 18-85 (end of term) The fees and chargesProduct fee 1.5% arrangement fee, payable on completion, can be added to the loan and is non-refundable. Application fee £145 administration fee is payable when the valuation is instructed, and is non-refundable |
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| 60% | Fixed | 5 Years | 4.95% | 1.5% (1.25% existing borrower) | SECC5YF0001C19 | |
The loanRepayment terms available? Yes Interest-only terms available? Yes Porting available? No Standard variable rate Not available Minimum loan £150,000 Maximum loan £600,000 Term 2-30 years Early repayment charges Variable: 3% years one to five, then 1% for the life of the loan The applicant(s)CCJs None in last 36 months Defaults None in last 36 months Secured arrears None in last 12 months Unsecured arrears Worst status; 1 in last 12 months, 2 in last 3 years First-time landlords accepted? N/A Professional landlords accepted? N/A Maximum no. of applicants 4 Ages 18-85 (end of term) The fees and chargesProduct fee 1.5% arrangement fee, payable on completion, can be added to the loan and is non-refundable. Application fee £145 administration fee is payable when the valuation is instructed, and is non-refundable |
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Product highlights
Up to 60% LTV
Min loan size £150k
Max loan size £600k
Max property value £1m
Agreement
All of our products are subject to availability and may be withdrawn at any time.
At the end of any initial deal, the Interest rate will revert to the standard variable rate. The standard variable rate can vary in line with the general level of Interest rates and economic conditions.
Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015. Buy to let loans are not regulated mortgages.
