1. The Organiser of the competition (‘the Competition’) and Data Controller for the purposes of the General Data Protection Regulation (‘GDPR’) and other applicable data protection law is InterBay Commercial, trading name of OneSavings Bank plc, registered office at Reliance House, Sun Pier, Chatham, ME4 4ET (‘the Organiser’). Any correspondence in relation to the Competition should be sent to the following email address:  updates@interbayuk.com
  2. The Competition is open only to individuals over the age of 18 years who are currently working in the United Kingdom as a mortgage broker.
  3. The Competition is free to enter and no purchase is necessary to enter the Competition, however internet access is required.
  4. The Competition will open at 8am on Monday 19th July 2021 (the ‘Opening Date’) and close at 12pm on Friday 30th July (‘the Closing Date’). Entries received after that time will not be considered.
  5. The Organiser does not accept responsibility for entries not submitted due to a technical fault of any kind.
  6. 1 Prize bundle is available for the winner. The contents of the bundle are as follows:
    • 1 x golf umbrella
    • 1 x travel mug
    • 1 x heatpad
    • 1 x Fortnum and mason picnic hamper
    • 1 x £50 One4All voucher
    • 1 x £30 Just-Eat voucher
    • Games bundle
    • Beach activity set
    • Beach bat and ball set
  1. Entrants should refer to the terms and conditions (see below) of the Prize provider(s) before entering the Competition. The Organiser is not responsible for any issues relating to the use of the Prize.
    1. https://www.just-eat.co.uk/info/gift-cards
    2. https://www.one4all.com/terms-conditions
  1. The Organiser reserves the right at its absolute discretion to reject any entries if they are deemed to be inappropriate or offensive by the Organiser.
  2. To enter the Competition, entrants must:
    1. Using the link provided in our email marketing communications, visit the following page from the Opening Date until the Closing Date for the Competition.
    2. Complete the quiz and submit the correct answers before the Closing Date.
  1. SmartSurvey terms and conditions and privacy policy can be found at: https://www.smartsurvey.co.uk/terms-of-use, https://www.smartsurvey.co.uk/privacy-policy
  2. If an entry is not submitted in accordance with paragraph 9 above, it will be rejected and will not be entered into the Competition.
  3. The winner of the Competition will be selected from all valid entries with the correct answers between the Opening Date and Closing Date by using a computer process that produces verifiably random results.
  4. Only 1 entry per individual can be submitted. Multiple entries from the same individual will be disqualified.
  5. The winner will be notified by email no later than one week after the Closing Date and must provide a delivery address. The Prize will be sent to the delivery address provided by the winner. Should the winner fail to provide their delivery address within 14 days of being contacted by the Organiser, the Prize will be forfeited and the Organiser shall be entitled to select an alternative winner from the Competition.
  6. All entrants who fulfil the criteria detailed above at paragraph 9 will have an equal chance of winning the Competition.
  7. The Prizes may not be exchanged for cash or any other payment or discount and are not transferable.
  8. The Organiser’s decision on all matters relating to the Competition is final. No correspondence will be entered into about such decisions.
  9. The Competition is not open to employees of the Organiser, or any of their families.
  10. The Competition is not sponsored, endorsed, administered or associated with LinkedIn or any other Social Network.
  11. The Organiser reserves the right to terminate or suspend the Competition at any time without notice.
  12. By entering this Competition, all entrants will be deemed to have accepted and be bound by these terms and conditions.
  13. The Organiser will process the personal data of the entrants (name, email, business postcode, business name and occupation) in accordance with its obligations pursuant to the General Data Protection Regulation (GDPR) and other applicable data protection law for the purposes of the administration of the Competition.
  14. For more information on how the Organiser uses or collects personal data of the entrant(s) please see the Organiser’s Privacy Notice for Competitions.
  15. The winner may be asked to take part in reasonable post event publicity and for their name and photographs to be used in such publicity. The winner will be given the chance to object to such publication, or ask for less information to be published.
  16. If any entrant and/or winner wishes to withdraw their consent for use of their name and image for the above purposes at any stage, they should contact the Organiser at updates@interbayuk.com. This will not affect the lawfulness of any processing carried out by the Organiser before the entrant withdraws their consent.
  17. The winners surname and county of residence will be available 14 days after the Closing Date by emailing the following address updates@interbayuk.com.
  18. All entry instructions form part of these terms and conditions.
  19. The Organiser reserves the right to refuse entry, or refuse to award the Prize(s) to anyone in breach of these terms and conditions.
  20. These terms and conditions shall be governed by English law and the courts of England shall have exclusive jurisdiction in respect of any dispute arising in relation to the Competition.
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This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.