Our lowest rate
5 year fixed rate

75% LTV

Initial rate 6.39%

Product fee 5%

 

Product highlights

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Personal ownership and Limited Company allowed

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No maximum loan size

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No maximum property value

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HMOs/MUFBs of any size accepted

LTV Mortgage type Term Initial rate Reversion rate Arrangement fee
75% Fixed 2 years 6.79% BBR + 1.54% 3%

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The loan

Repayment terms available?

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Interest-only terms available?

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Porting available?

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Bank of England Base Rate (BBR)

5.25%

Minimum loan

£1,000,000

Maximum loan

No maximum loan size

Term

2-30 years

Early repayment charges

Fixed: 4% year one, 3% for remaining fixed period.

The applicant(s)

CCJs

None in last 36 months

Defaults

None in last 36 months

Secured arrears

None in last 12 months

Unsecured arrears

Not applicable

First-time landlords accepted?

Yes

Professional landlords accepted?

Yes

Maximum no. of applicants

No maximum

Ages

18-85 (end of term)

The fees and charges

Arrangement fee

3% arrangement fee, payable on completion, can be added to the loan and is non-refundable

Application fee

£145 administration fee is payable when the valuation is instructed, and is non-refundable

Proceeding with an application

Follow one of the below to continue…

Having trouble placing a case?

Speak to your specialist finance account manager today.

1 1 1 1 1
75% Fixed 5 years 6.39% BBR + 1.14% 5%

closetransparentClose account information

The loan

Repayment terms available?

checkgreen

Interest-only terms available?

checkgreen

Porting available?

closetableall

Bank of England Base Rate (BBR)

5.25%

Minimum loan

£1,000,000

Maximum loan

No maximum loan size

Term

2-30 years

Early repayment charges

Fixed: 4% year one, 3% for remaining fixed period.

The applicant(s)

CCJs

None in last 36 months

Defaults

None in last 36 months

Secured arrears

None in last 12 months

Unsecured arrears

Not applicable

First-time landlords accepted?

Yes

Professional landlords accepted?

Yes

Maximum no. of applicants

No maximum

Ages

18-85 (end of term)

The fees and charges

Arrangement fee

5% arrangement fee, payable on completion, can be added to the loan and is non-refundable

Application fee

£145 administration fee is payable when the valuation is instructed, and is non-refundable

Proceeding with an application

Follow one of the below to continue…

Having trouble placing a case?

Speak to your specialist finance account manager today.

1 1 1 1 1
75% Fixed 5 years 6.59% BBR + 1.34% 4%

closetransparentClose account information

The loan

Repayment terms available?

checkgreen

Interest-only terms available?

checkgreen

Porting available?

closetableall

Bank of England Base Rate (BBR)

5.25%

Minimum loan

£1,000,000

Maximum loan

No maximum loan size

Term

2-30 years

Early repayment charges

Fixed: 4% year one, 3% for remaining fixed period.

The applicant(s)

CCJs

None in last 36 months

Defaults

None in last 36 months

Secured arrears

None in last 12 months

Unsecured arrears

Not applicable

First-time landlords accepted?

Yes

Professional landlords accepted?

Yes

Maximum no. of applicants

No maximum

Ages

18-85 (end of term)

The fees and charges

Arrangement fee

4% arrangement fee, payable on completion, can be added to the loan and is non-refundable

Application fee

£145 administration fee is payable when the valuation is instructed, and is non-refundable

Proceeding with an application

Follow one of the below to continue…

Having trouble placing a case?

Speak to your specialist finance account manager today.

1 1 1 1 1

Current processing times

Buy to let and HMO
  • Commercial
  • Semi-commercial
  • Buy to let and HMO
  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

alerticon

Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

alerticon

Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

alerticon

Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

alerticon

Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

Current processing times
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This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.