Mortgage type Term Initial rate Arrangement fee
Fixed 2 years 8.89% 2%

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The loan

Repayment terms available?

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Interest-only terms available?

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Porting available?

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Bank of England Base Rate (BBR)

5.25%

Reversion rate

The margin to BBR or LRR, that will apply when the fixed rate ends, is determined at the point at which the fixed rate starts. The margin is set so that the index (BBR or LRR) plus the margin is equal to the fixed rate of the chosen product. This will be detailed in the facility letter.

Early repayment charges

Fixed: 4% year one, 3% for remaining fixed period, 10% of the balance can be repaid in any 12 month period, without notice and without incurring ERC

The applicant(s)

Ages

18-85 (end of term)

The fees and charges

Arrangement fee

2% arrangement fee, payable on completion, can be added to the loan and is non-refundable.

Need help with placing a retention case, speak to our retentions team on
01489 667101

1 1 1 1 1
Fixed 5 years 8.79% 2%

closetransparentClose account information

The loan

Repayment terms available?

checkgreen

Interest-only terms available?

checkgreen

Porting available?

closetableall

Bank of England Base Rate (BBR)

5.25%

Reversion rate

The margin to BBR or LRR, that will apply when the fixed rate ends, is determined at the point at which the fixed rate starts. The margin is set so that the index (BBR or LRR) plus the margin is equal to the fixed rate of the chosen product. This will be detailed in the facility letter.

Early repayment charges

Fixed: 4% year one, 3% for remaining fixed period, 10% of the balance can be repaid in any 12 month period, without notice and without incurring ERC

The applicant(s)

Ages

18-85 (end of term)

The fees and charges

Arrangement fee

2% arrangement fee, payable on completion, can be added to the loan and is non-refundable.

Need help with placing a retention case, speak to our retentions team on
01489 667101

1 1 1 1 1

Current processing times

  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

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Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

alerticon

Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

  • AIP review

    3 working days

  • Initial underwriting

    3 working days

  • Formal offer review

    3 working days

  • Additional correspondence and documents

    3 working days

alerticon

Submissions after 4pm will be considered as submitted the following working day.

Last updated 09-12-2023

green alert icon

This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.